Plan

We talked this weekend and this situation has left a bad taste in our mouths. We're thinking at this point to wait out the 6 months (we don't have a choice with our credit at the moment) thanks to the Royal Bank... and then we are going to seriously consider jumping ship. They just increased banking fees from $12.00/month to $13.95/month. So that's $167.40 that we don't need to spend PC Financial here in Canada has free daily banking accounts. It's a pain to move everything over but hey in 5 years we could save $837.00. We'll also reapply for the prime + 0.9% credit card (I really hope it's still available at that time) and that will save us a few hundred dollars until we can pay off our credit cards. Not only that but we will save the annual $25.00 fee for having a low interest card. That's the plan we wish we could do it right now since the bank did one over on us but we have to wait...