Well I'm not proud to admit it but I have been overspending the past two weeks, I'm not sure what's gotten into me. It's primarily been going out for dinner- which is crazy expensive of course!
I need to curb my spending habits again. We having run a deficit thank goodness, but that's only because of all of the overtime we've been putting in. It could have gone to much better use, especially when our mortgage approval next year could be really tight I can't believe I did this. :o( Who knows with the way the banks have been raising interest rates on everything willy nilly, meanwhile prime is super low... it could make qualifying that more difficult which means we need to be more diligent than ever.
I can't dwell on feeling guilty, that's what has always made it worse in the past I would feel bad and give up- and spend even more. I'm not going to do that now!
Tonight I will take a look at our budget and amend everything to get a good look at where we actually are.
Subscribe to:
Post Comments (Atom)
No comments:
Post a Comment