A United Front

There is one message that I don't really see out there and I know it can either be a huge motivator or stumbling block.
If you are in a relationship- both partners must be on the same page with debt. You have to understand where you are, how much you owe and to whom.
You have to come to an agreement about how to go about getting out of debt.

I was fortunate to have a partner that was willing to get on board and has in fact really jumped into this process. To the point where he now enjoys giving financial advice, what a change from a year ago!

We know of other people who are in similar situations and see them struggling when one person is overwhelmed and ready to tackle their debt but the other partner just isn't on board. Not that they wouldn't like to be out of debt but the effort isn't there. It puts a huge strain on the relationship when one person is more carefree about debt and the other person is getting suffocated.

I really am so thankful that we are united in our decisions and our plan.

Before we started this plan my partner (the more carefree type) wasn't worried, his mantra was "it's just money, we can make more" and he was headed for bankruptcy. I was overwhelmed and it was affecting me both physically and emotionally. I had horrible headaches and jaw pain from grinding my teeth and clenching my jaw and I actually for the first time in my life started having mini temper tantrums. The silliest little thing would set me off. I was carrying a mountain so if someone asked for something insignificant it was just too much and I would freak out. Thankfully we were able to discuss and work through our problems and now things have completely turned around.

It's unfortunate when two people cannot get motivated to work together for good. You need to figure out what motivates your partner and appeal to them in a way that would work for them. If you're like myself and find yourself miserable and in a constant struggle you have to let your partner know and make them understand so that you can move forward.

All the Best